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Meet Eno
Eno, a business owner based in Lagos, is the kind of mother who doesn’t just dream of a bright future for her child; she is building it with quiet, consistent dedication.
Eno started saving with Moni nearly two years ago. What started as a simple goal to put something aside every month for her daughter’s education has now grown into a fund worth over ₦5 million.
“My daughter is still in primary school, but I am already planning ahead. I want her to go to the best schools and it’s important to me that money doesn’t stand in the way of that”.
How did Eno start using Moni
Before she discovered Moni, Eno had tried a mix of traditional savings accounts and informal contributions with friends. But either the interest was too low (or there was no interest at all), or the system didn’t help her stay consistent. Moni changed that.
“What I really love about Moni is that my money isn’t just sitting there,” she shared. “The returns are great. It’s much better than keeping the money in a traditional bank account, with the added benefit of interest to look forward to every maturity date.”
PS: We just increased our interest rates on savings plans. You can now earn up to 235 on your savings with Moni. Find out more here.
Why Eno loves using Moni
Discipline has always been important to Eno, but she admits that Moni has made it easier to stay committed. The reminders, the automated feature, and most especially, the personal touch of her account officer, have made all the difference.
“The customer service is fantastic. If I have a question or even a concern, I don’t feel like I’m just one of many users. My account officer actually knows my savings goal and checks in on my progress. That kind of support keeps me going.”
Of course, there have been months when other expenses threatened to derail her plans. But Eno says having a dedicated space just for her daughter’s education fund, separate from her everyday spending, has helped her stay the course.
When asked what she’d say to someone who’s still unsure about saving with Moni, her answer was simple: “Start now. Start small if you have to, but start. You won’t believe how far a little consistency can take you especially when your money is also growing.”
